WPA

About WPA

Why choose WPA? 

Serious about health insurance – with a heritage of over 115 years, WPA has been helping its members as a not-for-profit organisation since 1901. 

Commended by consultants – 62% of consultants surveyed by Populus in an independent survey would commend WPA – twice as many as the nearest competitor. To find out more about the survey of consultants in private practice visit:www.wpa.org.uk/survey

Five-star service – everyone hopes they’ll never need to use their health insurance, but should the worst happen they expect their insurance provider to be there for them. WPA members rate their service an average 4.7 out of 5. Data recorded 01.01.19 to 31.12.19 (6,189 responses).

What benefits could I receive? 

Cover for eligible in-patient and day-patient treatment. 

Cancer care cover available.

Mental health cover option available.

Cover for eligible out-patient consultations and treatment.

Cover for eligible musculoskeletal conditions.

Remote GP Services benefit is available which provides access to a private GP helpline, video consultations, private prescriptions and specialist referral.

Employee assistance programme in the form of telephone support is automatically included with Enterprise Health plans.

Access to over 600 hospitals throughout the UK. Visit www.wpa.org.uk/providersearch to search for a hospital or provider in your area.

What does WPA offer? 

Health insurance

A range of cover options allows you to adapt aspects of your health insurance to suit your needs.

Health cash plans

Claim cash back on some of your everyday healthcare costs.

CPME medical declaration 

Please tell us, to the best of your knowledge, if any scheme member(s) including their insured family member(s) have:

1. In the last 2 years, received treatment or advice for:

      a) Any type of cancer?
      b) Any heart, cardiac or stroke conditions? 
      c) Any mental health condition(s) (including anxiety, stress and depression)? 

2. In the last 2 years:

- Had any back, spinal, knee, hip or shoulder condition or arthritis?

3. An ongoing condition likely to result in in-patient treatment?

If the group coordinator answers ‘yes’ to the medical declaration, details for each Scheme Member & family member must be provided in ‘Condition Details’ on page 3 of the application and each individual who this relates to must complete the health and medical details form.

Member eligibility 

This page sets out the group member eligibility rules for this insurer:  

WPA’s company policies are intended to provide cover for employees, directors and other designated members of an actively trading business, based in the UK, these are known as group scheme members. 

The group scheme member’s spouse, partner, civil partner and their children can all be family members if allowed by the group scheme holder.

In order to be able to join the group scheme as a group scheme member, you must be an employee or other eligible individual of the group scheme holder. All group scheme members must be, and remain, actively involved in the business of the group scheme holder. For example, they must receive or complete:

• PAYE pay slips or; 
• Self-assessment tax return or; 
• P11D etc. 

Each group scheme member and family member applying to be included under the group scheme must:

• Reside and continue to reside in the UK for at least six months of the year;  
• It is a requirement for group scheme members to be registered with an NHS GP. 
• If a member is currently uninsured and has not been registered with an NHS GP for at least six months prior to joining, they may only apply to join on an FMU basis. 
• If a member is switching from another insurer, they may join on their relevant continuation underwriting term. However, they must register with an NHS GP, and continue to be registered with an NHS GP whilst insured under the group scheme. 

Please speak to your consultant if you would like to provide cover for anyone that falls outside of this definition as we may need to seek authorisation from the insurer.