Kidnap & ransom

Cover for peace of mind while working in high risk countries

Specialised protection

There are thousands of kidnappings every year around the world and just under half are of professional business people or their families. Kidnappings can happen anywhere but areas of social or political unrest, or war zones have a higher risk.

The majority of these kidnappings are carried out to gain ransom money. Kidnap and ransom insurance can offer help and support to your family if the worst happened.

Kidnap and ransom insurance

Kidnap and ransom insurance is currently available to UK, EU, US, Australian and Canadian citizens who are in any country worldwide, or to any company or organisation in those countries who are sending staff overseas.

The cover includes access to a specialist 24/7 global emergency and crisis response team and covers up to £3,000,000 per person and up to £6,000,000 in the annual aggregate per policy.

It includes cover for ransom money paid or lost in transit, crisis management and consultant costs, care costs, personal security costs, salary replacement and return home expenses, among others.

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Modular high risk insurance

It might be that you need to extend your cover beyond kidnap and ransom insurance to a full modular range of international covers. A modular policy means you only pay for the cover area you need.  

Our group annual high risk insurance scheme can be tailored specifically to your needs from the following benefits:

  • Personal accident cover
  • Illness, medical, repatriation and evacuation expenses
  • Political and natural disaster evacuation
  • Kidnap, ransom and hostage cover
  • Travel medical and emergency expenses
  • Search and rescue
  • Hijack and kidnap
  • Personal belongings
  • Money
  • Travel delay
  • Cancellation, curtailment or change of itinerary
  • Travel delay – additional travel and accommodation expenses
  • Personal liability
  • Legal expenses
  • Cover for war zones, crisis zones and high risk zones
  • Access to 24/7 global emergency and crisis response service
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