Vitality

About Vitality

Why choose Vitality?

Vitality GP Pathway - Vitality GP offers your employees video GP consultations within 48 hours, with benefits such as written prescriptions, minor diagnostics, a skin analytics service and a unique home diagnostics service. A key benefit of Vitality GP is its integration with onward care.

Full cover promise - Vitality promises to pay for recognised consultants’ and anaesthetists’ fees in full for in-patient and day-patient treatment.

Mental health support - comprehensive end-to-end approach to mental health; from prevention and maintenance to early intervention, and comprehensive treatment for more severe conditions.

What benefits could I receive?

Advanced cancer cover.
Cover for eligible in-patient, day-patient and out-patient consultations and treatment.
Cover for eligible musculoskeletal conditions.
Holistic mental health module: Including access to Vitality Healthy Mind, Big White Wall and talking therapies.
Status linked excess: Reduce your excess through engagement with the Vitality wellness programme.

What does Vitality offer?

Health insurance

A range of cover options allows you to adapt aspects of your health insurance to suit your needs.

Dental and travel

A range of cover options allows you to adapt aspects of your dental or travel insurance to suit your needs.

Health assessments

Vitality’s health assessments can help you get a picture of your health and help identify any future risks.

Personal health fund

Up to £225 per employee per year. Includes optical, dental and private GP fees, or £100 towards a fitness device.

CPME medical declaration

If you would like to consider moving your company’s group medical insurance plan, please read the following:

This page sets out the medical declaration for the recommended health insurer. As the group secretary for the plan, you will be required to answer these questions to the best of your knowledge. Should you answer “yes” to any of these questions, we will require full details of treatment and will refer the information to the insurer’s underwriters for their consideration.

1 employee:

I declare to the best of my knowledge, no applicants to be covered:

Have any day-patient or in-patient treatment or diagnostic tests* planned or anticipated
Have had consultations or treatment for any heart or cancer conditions in the past three years
Have had consultations or treatment for any joint disorder or disease (including arthritis, knee, shoulder and back problems), or any mental health, psychiatric or behavioural disorders in the last twelve months

2 to 9 employees (applying for CPME or MHD terms):

I declare to the best of my knowledge, no applicants to be covered:

Have any day-patient or in-patient treatment or diagnostic tests* planned or anticipated
Have had consultations or treatment for any heart or cancer conditions in the past three years
Have had consultations or treatment for any mental health, psychiatric or behavioural disorders in the last twelve months

*By day-patient, Vitality means an admission to hospital or day-patient unit that required a period of supervised recovery but did not require an overnight stay. By in-patient, Vitality means an admission to hospital that required you to stay overnight. By diagnostic tests, Vitality means any test, x-ray or scan that is intended to diagnose an illness or injury, including participation in an enhanced screening or surveillance programme that is not part of the regular NHS population screening programme.

10 to 99 employees (applying for CPME terms), or 10 to 49 employees (applying for MHD terms):

I declare to the best of my knowledge, no applicants to be covered:

Have had consultations or treatment* for any heart or cancer conditions in the last two years
Have had consultations or treatment for any mental health, psychiatric or behavioural disorders in the last twelve months.

50 to 99 employees and you are applying for MHD underwriting terms:

I declare that to the best of my knowledge no applicants to be covered have any ongoing heart or cancer conditions or related claims.

If you become aware of any changes to the information provided prior to the start date of the policy, you must notify us as this may affect the terms offered by the insurer.