A handy jargon buster to help you understand some health insurance terminology.


A Voluntary Plan is when a company offers a group insurance scheme to its employees, but at no cost to the business. Instead, if an employee opts-in, they would pay the entire monthly premium out of their salary.

The benefit to the company is a low or zero-cost benefit for its staff, as well as a channel for promoting healthy lifestyles and wellbeing. The benefit to an employee is that they can secure good discounts on insurance policies, plus not have to worry about paying premiums as it comes direct from their salary.

Chase Templeton Limited is registered in England and Wales No. 3299980 – registered address: 5 Arkwright Court, Blackburn Interchange, Darwen, BB3 0FG. Towergate Underwriting Group Limited is registered in England and Wales No. 4043759 – registered address: Towergate House Eclipse Park Sittingbourne Road Maidstone Kent ME14 3EN.  VAT Registration No: 447284724.