A handy jargon buster to help you understand some health insurance terminology.


A key man is a designated person in a business who is considered indispensible, such as a shareholder, partner, director, proprietor or key salesperson. Key Man Insurance provides the business with financial reassurance should that person be unable to work for an extensive period of time, or be unable to return to work.

Chase Templeton Limited is registered in England and Wales No. 3299980 – registered address: 5 Arkwright Court, Blackburn Interchange, Darwen, BB3 0FG. Towergate Underwriting Group Limited is registered in England and Wales No. 4043759 – registered address: Towergate House Eclipse Park Sittingbourne Road Maidstone Kent ME14 3EN.  VAT Registration No: 447284724.