Protection

Helping to protect your income and your family should the worst happen

Peace of mind with protection cover

None of us likes to think about serious illness or our mortality, but the financial consequences of not preparing for all eventualities can be severe. Being diagnosed with a serious illness can cause stress and worry about your financial situation as well as your health. Taking time off work for treatments can be costly and cause concern about your future career. That’s where protection policies can help.

Our experts can work with you to understand your needs and search the whole of the market to find the right protection cover to give you the peace of mind you deserve. From income protection policies through to critical illness cover and life insurance - we will ensure you have access to the products that suit you best, at a price that matches your budget.

Income protection / critical illness

Worry about how to pay the mortgage and bills is among the biggest concerns people have after becoming seriously ill or needing time off to recover from an injury. Most company sick pay schemes don’t pay out for very long so it can become a big worry. Income protection and critical illness cover can provide peace of mind.

Income protection cover

Income protection cover works by paying you a monthly income to cover your mortgage and bills until you are able to go back to work.

Critical illness cover

Critical illness policies provide a lump sum when you are diagnosed with a serious illness which can be used to cover medical care, giving you and your family some peace of mind when you need it most.

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Life insurance

It's only natural to worry about what would happen to your partner or your family if you weren't around anymore. With life insurance you can take steps to make things easier for them if the worst ever did happen.

Protecting your dependants

Life insurance pays out a tax-free lump sum if you die, which could be used by your loved ones to pay off a mortgage or bills, or put towards your children’s education costs.

There are several types of life insurance policy so our expert advisers will discuss your needs and source the right solution for you.

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