As a leading private medical insurance specialist we at Towergate Health & Protection are only too aware of the need to choose your European health cover with care. This is because you need to be aware of the strengths and weaknesses of the cover offered by the various private healthcare providers, with specific reference to the country in which you are based and the countries you may frequent.
By providing you with independent and expert advice, plus putting all our years of specialist experience at your disposal, we can help you find the solution that best fits your location, lifestyle and budget. We’ll steer you towards the European Health Insurance providers with the best hospital networks and healthcare professionals in your country.
Because the market offers such choice you need take a number of factors into account when deciding which European health insurance policy is best for you. Points you should consider include:
Also known as expatriate health insurance, European health plans are specifically designed to offer protection to British citizens living abroad. It is important to point out that if you are resident outside of the UK then a UK issued European Health Insurance Card (EHIC) will not typically be valid. Indeed, even short-term European travellers should not rely upon their EHIC as this only offers access to some state healthcare at reduced cost and occasionally free. It will not cover any private medical healthcare or costs such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. Therefore, it is important you have both an EHIC and a valid private travel insurance policy.
With so many European health insurance plans available and the policy that best suits you dependent upon so many factors – such as your resident country, budget, and hospital network quality – it’s important that you can benefit from the best professional, independent and most knowledgeable advice. Your personal Towergate Health & Protection advisor will be pleased to work with you to identify the solution which best fits your needs and to provide ongoing advice and support. This will include amending your future protection to meet your changing circumstances or helping you should you need to claim on your policy.