The importance of occupational health for your business

According to ACAS research, sickness absence costs employers a staggering £9 billion annually.

As an employer you therefore have a vested interest in introducing an absence management strategy incorporating an occupational health scheme, to help ensure you have a healthy and well-motivated workforce.

Minimising both sickness and unauthorised absences is therefore of vital importance to the competiveness of companies trading within the UK and across its borders.

What does an occupational health package include?

Occupational health insurance can be a particularly effective weapon in the absence management armoury – “One of the best ways to manage sickness”.

Implementing a plan does need careful consideration – it’s not a quick solution, but rather a potentially invaluable tool within a company’s wider cultural and strategic approach, one that can have a significant impact on a workforce’s loyalty, motivation and productivity.

The benefits available are extensive and include telephone counselling and advice lines, critical incident, serious illness and accident support, commercial legal advice for HR professionals, health surveillance risk audits, GP callbacks and medical information.

Access to HR expertise also provides a welcome safety net to companies having to navigate the complex maze of health, safety and employment legislation.

Choosing the right occupational health scheme

As well as working closely with you to determine the best plan for your business, our employee benefits specialists will create a dedicated online portal, bearing your company branding, from which you and your staff can access advice and support.

Our plan will give you and your employees unlimited access to occupational health support, with personal attention from one of over 500 occupational health professionals from across the UK.

  • How much is sickness and unauthorised absence costing your business?
    Consider not just lost days but the impact of recruiting temporary or permanent replacements, training and loss of productivity.
  • Do you have an absence management policy?
    An occupational health plan will be more effective when part of a wider absence management strategy. The CIPD (Chartered Institute of Personnel and Development) has produced an absence strategy toolkit which may help.
  • What are the causes of absence?
    Generally, excluding minor illnesses likes coughs and colds, musculoskeletal conditions and stress cause the most sickness absence.
  • What bottom-line benefits could access to occupational health bring to your business?
    If you collate sickness/absence data, look at what a percentage fall might translate into in terms of payroll costs. Think too of the potential cost of failing to adhere to employment legislation.
  • What value might your employees place upon provision?
    The likelihood is that the value they perceive far exceeds the actual costs to you. Then there’s the emotional benefit – how they might perceive you more positively as an employer, increasing workplace contentment and loyalty.
  • What other, if any employee benefits do you offer?
    Company and small business health insurance, business dental plans, group life assurance and other business insurance policies can ideally complement an occupational health plan.

Helping you find an occupational health plan that works for you

In choosing your occupational health plan, your dedicated Towergate Health & Protection adviser will be pleased to help you identify key priorities, guide you to the best available solution and provide ongoing support, be that amending your future protection to meet the changing circumstances of your business or helping should you need to claim on your policy.

Chase Templeton Limited is registered in England and Wales No. 3299980 – registered address: 5 Arkwright Court, Blackburn Interchange, Darwen, BB3 0FG. Towergate Underwriting Group Limited is registered in England and Wales No. 4043759 – registered address: Towergate House Eclipse Park Sittingbourne Road Maidstone Kent ME14 3EN.  VAT Registration No: 447284724.